Join one of Australia's most trusted financial advisers, Nick Bruining, as he discusses his new book, "Don't Panic! Why You Can Retire with Less than You Think". Nick has been a feature of ABC local radio for more than 25 years, giving practical financial tips to listeners on a regular basis.

Nick is also the senior personal finance writer for Seven West Media and a former personal finance reporter for Seven News. Don't Panic is designed for Australians seeking to retire comfortably with a modest amount of savings. There will be time for Q&A and book signing.

Books will be available to purchase on the day courtesy of Dymocks Midland Gate.

Bookings are essential for this free event. Light refreshments will be available. You are encouraged to bring your own keep cup for tea/coffee or water.

Please let us know if you have any accessibility requirements.

Please remember to cancel your booking via Humanitix or contacting the library if you are unable to attend. The ticket/s can be released for someone else to enjoy.

About the book:

See how a couple with $300,000 in savings can generate a tax-free retirement income of more than $60,000 per annum, all using low-risk strategies.

All the key components to a happy retirement are explained in detail, including Centrelink, Tax, Investments and Superannuation.

An update to the highly successful earlier editions with the latest numbers and strategies.

Plus, practical tricks and tips, drawn on more than 35 years as a practicing financial planner.

Key topics include:

Leveraging Centrelink benefits to maximise your income and wellbeing.
Strategies for downsizing your home to free up capital and reduce expenses
Learn how in retirement, tax returns are a thing of the past.
How your spending habits will change as you age.
Managing superannuation effectively to extend your retirement savings
Understanding gifting rules and how they can “earn” you nearly 8 percent per annum form the Government.
Navigating account-based pensions for steady, tax-efficient income

With clear guidance tailored to today’s retirement landscape, Don’t Panic! empowers you to plan confidently and enjoy the retirement you deserve.

About Nick Bruining:Nick Bruining has more than 37 years in the financial advice industry, acting as both an adviser to individuals through the practice he founded, and also sharing his knowledge through his many roles, including:

Columnist/Writer The West Australian 1999 - present
Reporter/Commentator Seven Network Perth, 2013 - 2021
ABC Radio, National - Monthly, Philip Clark Nightlife, 2019 - present
ABC Radio WA - Thursday "Money Man, Money Matters", 2003 - present
6PR Commentator, 2005 - 2020
Author and Presenter "The Retirement Masterclass"

Nick was one of the earliest recipients of the Financial Planner of the Year Award.

He is the author of a number of best-selling books including “Don’t Panic - Why you don’t need $1 Million to retire well”, and as co-author of "Don’t Panic - Aged Care".

Nick is an economist by education and was previously a lecturer at the prestigious Curtin University.

He is a director and board member of the highly-regarded Certified Independent Financial Advisers Association Ltd and holds a Bachelor of Commerce (Economics and Financial Planning) and a Diploma of Financial Planning. He is also a FAICD Director.