Medicare and Social Security Q&A Workshop in Waterloo, IA

This EDUCATIONAL workshop/seminar will provide you with VITAL INFORMATION to help you understand the basics on Medicare. After this workshop/seminar, you will be able to make informed and important decisions, based on your specific needs, for health and financial stability in retirement years. DON’T ASSUME ANYTHING – the elections you make will affect your monthly benefits and long-term retirement planning.

MEDICARE:

• How and when should I sign up for Medicare?

• What do I need to know before enrolling in a Medicare plan?

• What are Medicare parts A, B, C, and D?

• Medicare coverage, cost, and the need for supplemental insurance.

• Will you have an Income Related Monthly Adjustment (IRMAA)?

• How to use Medicare to pay for Hospital visits, doctor appointments, and pay for prescription drugs

• How to get extra assistance paying for prescription drugs in retirement

• Which plan is right for you (Advantage Plan or Medigap Plan)?

SOCIAL SECURITY:

• How do Social Security Laws affect your retirement strategy?

• Why waiting to take Social Security may or may not be your best move.

• What happens if your spouse is still working?

• Do you want to continue working or perhaps work part time?

• What if you are divorced or widowed?

• How to reduce taxes on Social Security?

• Traditional “safe” tools like savings accounts, CD’s, bonds, and money market accounts that are paying interest, but are they keeping up with inflation?

• How to avoid outliving your income

• Maximizing your social security benefits and ensuring you get the most out of your retirement

This is for anyone thinking about retirement, already retired, or actively looking at retirement in the near future. We want you to be well informed and confident about your choices and get the most out of your retirement regardless of what it looks like!