OCR Rising? How Business Owners Can Reduce Mortgage Repayments... Plus, how to plan for repayments if you’re unable to work

As interest rates and Official Cash Rate (OCR) dynamics shift, business owners face increasing financial pressure on both personal and commercial fronts. Join us for a practical and interactive session where industry advisers will share strategies to optimize your mortgage structure and safeguard your personal financial ability to meet commitments even if unforeseen events disrupt your income.

This interactive session is designed to deliver direct, practical takeaways to help you maintain financial resilience and unlock market opportunities.

Mortgage Optimization Strategies (Presented by Robin Babu)

• Strategies to manage and balance the impact of OCR and interest-rate increases on your mortgage repayments.

• How refinancing or restructuring your existing mortgage can help reduce costs and optimize cash flow.

• Insights into understanding your overall borrowing potential and evaluating opportunities in the current market.

• The practical advantages of having a mortgage broker compare lenders, negotiate terms, and manage the mortgage application process on your behalf.

Personal Insurance & Financial Protection (Presented by Alex Fuss)

• Clear guidance on how personal insurance works, what cover options exist, and associated cost structures.

• Evaluation of the financial risk of remaining uninsured versus putting structured protection in place for unexpected life events.

• Practical ways to structure personal cover tailored directly to your business, family needs, and budget.

• The benefits of working with an independent adviser—from advice and tailored structuring to full claims support—at no direct cost to you.