CREATING A SPENDING PLAN THAT FEELS RIGHT AND EASY TO FOLLOW

Have you tried staying on top of your finances but no spreadsheet, app or solution seemed to work for you? Nothing seemed to stick and you gave up and returned to your not-much-structure old ways?

Or maybe you have been sticking to a budget, but you don’t feel it’s bringing you quite the freedom you were hoping for? That’s where money coaching can best your best friend, and get you back on track.

The Money Effect Program runs over 4 weeks and will end with you having a clear idea of where your money goes, a plan to spend it mindfully, and a clear feeling you finally got this.

Here’s what we’re going work on, either one-on-one or in group workshops:

1. Tracking your spending, so you know exactly where your money goes

2. Categorising your expenses, so you have a big picture view of how you’re spending in each area of your life

3. Prioritising your spending to align with your values and goals, so you make any money decisions with ease and confidence

4. Automating a banking structure to help you manage your money, so you spend less time and energy on transferring and adding numbers

5. Reviewing your Spending Plan, so you’re extra sure it suits your circumstances and your personality, and it’s easy to stick to.

Our proven and tested ‘5 Step Guide to Creating a Personal Spending Plan’ works so well because it’s aligned to your personal values and your personal goals. No one else’s.

At the end of the day you’ll feel proud that you have done the work, and you’re clear about your values. You’re spending where you know it matters to you, and saving for the reasons that make you excited. That’s the effect we want money to have in your life.

Here’s what the Money Effect Program gives you access to:

· 4 x 1-hour weekly group coaching sessions that cover new concepts and steps to implement during the week

· 4 x 30-minute weekly one-on-one sessions with your Money Coach to personally build the money plan that is right for you

· Our full 5 Step Guide to create your personal spending plan

· Access to MoneyBrilliant – a money tracking and categorisation app

· The Money Collective Personal Spending Plan tool

· The Money Collective Money Personality Quiz to find out your money personality

· Worksheets to help you determine and outline your personal values and goals.

Your Investment

The Money Effect Program costs $495 – either as a one-off upfront payment, or weekly payments of $123.75 over the 4 weeks. If you prefer the weekly option please reach out directly to us to book your spot.

Who is the Money Effect coaching program for?

You don’t have to be making lots of money, or be in any particular financial position to be benefitting from this program. If you know you could be making better choices with your money, then this program will give you the framework to make positive, long-lasting changes to your money story.

This program is for you if you’re ready to invest into transforming your money life. Making it a source of smiles rather than worrying thoughts. So, are you in?

If you have any questions prior to registering please don't hesitate to reach out to Mel Pearce, Money Coach here at The Money Collective directly on 03 59674226 or via email at mel@themoneycollective.com.au.

We look forward to helping redefine your relationship with money!!

Your money coaches,

Darlene Neu, Ayal Fernando & Mel Pearce

The Money Collective – The Social Money Movement