Out of the Blue? The Other Bill

Insurance pays one bill. The empty desk pays the other one, and that bill lands on you.

This session puts real numbers against a psychological injury in a small business, keeps the insured and uninsured costs separate, and attributes every figure so you can check it yourself.

What is covered

• What the national data says about time off work and compensation for psychological injury claims, against all serious claims

• What a NSW claim costs on average, what that figure is and what it is not

• The costs no insurer touches: the absence, the cover, the retraining, the management hours, the work that quietly stops

• What happens to premiums, and why the answer is different for a business of eight than for a business of eighty

On the day: a guess-the-number poll before the data appears, and a live costing of one of the three business scenarios, chosen by the room.

Takeaway: a cost exposure worksheet, plus access to a free online exposure calculator. No sign-up, no purchase path.

45 minutes. Free. Online via Microsoft Teams, link sent on registration.

Part 2 of Out of the Blue?, a four-part series for NSW Small Business Month. Hosted by GraceX. This is an education session and there is nothing for sale in it.

Presented by Roland Illyes, founder of GraceX.